Three ways we can help
New car purchase
Finance a brand-new vehicle from any dealership with a pre-approved budget.
Used car purchase
Buy from a dealer or private seller with flexible terms for used vehicles.
Refinance
Lower your rate or monthly payment on a loan you already have.
See what an auto loan could cost
Illustrative examples at a 7.5% APR. Your actual rate depends on creditworthiness, vehicle age, and term.
| Vehicle price | Term | Est. APR | Est. monthly payment |
|---|---|---|---|
| $15,000 | 48 months | 7.5% | $363 / mo |
| $28,000 | 60 months | 7.5% | $561 / mo |
| $40,000 | 72 months | 7.5% | $690 / mo |
| $60,000 | 84 months | 7.5% | $898 / mo |
Pre-qualify before you shop
Get pre-qualified
Soft credit check — see your rate and budget before you shop.
Find your vehicle
Shop at any dealer, or refinance the car you already own.
Finalize the loan
Confirm vehicle details, upload documents, and e-sign.
Drive away
Funds are sent directly to the dealer or seller.
Auto loan questions
Yes — refinancing can lower your rate or monthly payment if your credit has improved since your original loan.
No. Pre-qualification uses a soft credit pull. A hard inquiry only occurs once you accept a final offer.
Yes, private-party purchases are eligible in most states, subject to vehicle age and condition requirements.
Get pre-qualified for your auto loan
Takes 3 minutes. Checking your rate won't affect your credit score.
Start My Application